Truck Accidents and Car Accidents- Understanding the Difference


Any road accident is unfortunate but the vehicles involved can make some mishaps more tragic than others. When it comes to accidents involving larger vehicles such as trucks and trailers, they are different from the regular car accidents. Obviously, the compensation facts will differ too. For this reason, it becomes important for the victims to know the distinction between the two so that they can approach the claim appropriately and get the amount they deserve. Here are some key differentiators that set truck accidents apart from the regular auto wrecks.

There are bigger insurance policies for trucks

Apart from the size, the use of trucks for commercial purposes makes them the right candidate for bigger insurance policy covers. They commonly move across states and transport valuable commodities as well. Naturally, you can expect to have high insurance value, much larger than any privately-owned vehicle. Further, damage to bigger vehicles is likely to be more extensive, which is the reason they require a larger cover. Therefore, commercial trucks have policies worth thousands of dollars or even more. When accidents happen and claims come up, these insurance companies often look for ways to escape or reduce liability by settling the matter through negotiation.

Greater injuries and damage to property

The most obvious difference between these mishaps relates to the seriousness of injuries and damages they cause. You can well imagine the kind of damage that a huge vehicle weighing thousands of pounds can cause. While you could suffer from brain damage, spine injuries and broken bones that leave you incapacitated, death is also more common in such mishaps. Moreover, smaller vehicles are often destroyed in collisions with larger ones. Since the injuries and damage are bound to be more severe, you should let only expert personal injury attorneys handle the claim on your behalf. Whether it is through negotiations with the insurance company or a lawsuit, they will make sure that you get a fair settlement you deserve.

Regulations differ for trucks

Another key difference between truck and car mishaps is in the regulations that apply to them. As commercial trucks traverse various states, drivers and trucking companies have to register with the Department of Transportation as well as Federal Motor Carrier Safety Administration (FMCSA). Obviously, this means that they are governed by more regulations in comparison to passenger cars. These regulations include special qualifications and licenses for the drivers and regular maintenance and annual inspections for the vehicles. The determination of the cause of a trucking accident gets complicated due to these special regulations.

Understandably, truck accident cases are more complex as compared to car crashes. Apart from the difference in legal treatment, the fact that you may be pitted against the legal team of a big insurance company makes such cases tough to handle. It is best for the victim to choose a seasoned attorney with ample experience in similar cases. Since they have better understanding of the circumstances, you can expect them to help you get justice for being wronged due to someone else’s negligence.

Author Bio: Jeremy Winston is a lead content strategist and is an expert in personal laws mostly associated with civil offences. He has been assisting the several lawyers and legal firms design their preamble.

Truck Accidents and Car Accidents- Understanding the Difference

Don't have an account?
sign up

reset password

Back to
log in

sign up

Captcha!
Back to
log in
Choose A Format
Story